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Lasting Powers of Attorney (LPA)

Have you ever considered what might happen if you or a loved one was unable to make important decisions regarding your welfare, or your bank accounts or even the payments of your bills or mortgage?

Example 1:
Mr A, after being badly injured in a car accident was in a coma for almost a year. Most of his assets, including the bank account that received his on-going employment income, were in his name only. This meant that Mrs A had no access to cash with which to pay the bills, buy food and to cover the costs of the children’s school needs. For a whole year she had to rely upon the kindness of others to support her until Mr A regained consciousness.

Example 2:
An elderly parent becomes unable to control their own affairs, perhaps through dementia. In this situation their
children would need to take over and make important decisions regarding the sale of their parents’ home and the choice of a suitable care home. There could be investments to control and perhaps encash and bills to settle. Without the relevant instructions being in place, these decisions could be made by the courts and not the family.

In each of the above scenarios, the difficulties could easily have been avoided via the appointing of an ‘Attorney’ who would take over your affairs whilst you were unable to control them yourself. By arranging this, you are able to choose someone who you trust implicitly and who would cope well with the responsibility. This is preferable to the courts choosing someone on your behalf.

As described by the DirectGov website:
A Lasting Power of Attorney can help you plan how your health, wellbeing and financial affairs will be looked after. It allows you to plan in advance:

• the decisions you want to be made on your behalf if you lose capacity to make them yourself
• the people you want to make these decisions
• how you want the people to make these decisions

Cavendish Brooke Estate Planning can advise and assist you in setting up your Powers of Attorney which together with Wills, form an integral part of your overall estate planning.


‘Peace of mind today, tomorrow and always’

The products and services promoted here are not part of the Openwork offering and are offered in our own right. Openwork accept no responsibility for this aspect of our business. Will Writing is not regulated by the Financial Conduct Authority.